Anything that comes on a regular schedule and at the same price should go in this list.Ĥ. These are bills like your rent, phone bill, utilities, and loans. List all your regular bills/fixed expenses for the next three months. If you are salaried, you can list how much your income is per pay period, and if you are hourly, you can either wait until you get your check to put down the amount, or write down a projected amount of income if you have a good idea of what you will be making.ģ. Make a list of your paydays for the next three months. You’ll know its coming up and you will have time to set aside money for it.ĭo you like paper calendars or digital? You can either buy a wall/desk calendar and hand-write everything, or use a digital program like Excel or Numbers and either print it out or have a digital copy.Ģ. Having these bills laid out in a calendar will help you to avoid being blindsided with a $1,000 bill. Things like car insurance, homeowner’s insurance, and Terminix are often paid once or twice a year. If your pay periods deviate from the traditional every-other-week schedule, a calendar will help you see which bills fall within which pay period so you know how much to budget for each check. Seeing all of your expenses and income laid out in a calendar format rather than a traditional budget spreadsheet will help you to better visualize when things are due. So who will benefit from a financial calendar? You might want to try this budgeting solution if: We also have a free financial calendar Excel template for you to download and use. In this blog, we will be giving you the steps on how to build a financial calendar that you can use to keep track of your budget and expenses. It is an excellent solution to keep track of bills and income so that you never miss a payment again. Keeping a financial calendar is a different approach to budgeting than the traditional spreadsheet.
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